Terms & Conditions

Effective Date: 01/18/2026

These Terms & Conditions (“Terms”) govern your use of this website and any services, content, or communications provided by DC Lending (“Company,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use this website.

1. General Information & No Legal or Financial Advice

The information provided on this website is for general informational purposes only and is not intended to constitute legal, financial, or tax advice.

Mortgage programs, rates, terms, and eligibility requirements are subject to change and may vary based on individual circumstances, lender guidelines, credit profile, and market conditions. Any examples, estimates, or explanations provided are not guarantees of approval, rates, or loan terms.

You should consult directly with a licensed mortgage professional, financial advisor, or legal professional before making any financial decisions.

2. Use of Website

By using this website, you agree that you will not:

Use the site for any unlawful purpose
Attempt to gain unauthorized access to systems, data, or accounts
Submit false, misleading, or incomplete information
Interfere with the website’s functionality or security

We reserve the right to restrict or terminate access to this website at any time, without notice, if we believe these Terms have been violated.

3. Mortgage Services & Disclosures

DC Lending provides mortgage-related information and services in accordance with applicable federal and state regulations.

All loan approvals are subject to underwriting, verification, and lender requirements
Submission of an inquiry or application does not guarantee loan approval
Rates, terms, and program availability may change without notice
Licensing information is available upon request and where required by law

This website does not constitute a commitment to lend.

4. Communication Consent

By submitting your contact information through this website, you consent to be contacted by DC Lending via:

Phone calls
Text messages
Email

Message and data rates may apply. You may opt out of communications at any time by replying “STOP” to text messages or by contacting us directly.

5. Third-Party Links & Services

This website may contain links to third-party websites or services for convenience or informational purposes. DC Lending does not control or endorse these third-party sites and is not responsible for their content, policies, or practices.

Use of third-party services is at your own risk.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and layout — is the property of DC Lending or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, or republish any content without prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, DC Lending shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on any information provided.

This includes, but is not limited to, loss of data, loss of opportunity, or financial loss.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

9. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which DC Lending is licensed to operate, without regard to conflict of law principles.

11. Contact Information

If you have questions about these Terms & Conditions, please contact:

DC Lending

📧 Email: mike@dc-lending.com
📞 Phone: 828-767-8737