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Privacy Policy
Last updated: September 11, 2026
This Privacy Policy explains how information is collected, used, disclosed, retained, and protected when you visit or interact with mortgagespnw.com (the “Site”). The Site is operated by Mike Boblett, a mortgage loan originator with NEXA Mortgage, LLC.
1. INFORMATION WE COLLECT
Information you provide directly
Depending on how you use the Site, you may choose to provide your name, email address, telephone number, form or message content, communication preferences, and information entered into educational mortgage-planning tools. Tool inputs may include a buying timeline, target price, comfortable housing payment, approximate income, monthly debts, available funds, employment or income type, self-reported credit range, and general buying area or ZIP code.
Do not submit Social Security numbers, bank login credentials, account numbers, tax documents, paystubs, or other sensitive application documents through ordinary Site forms or educational tools.
Educational assessment data
The “Can I Buy Yet?” readiness tool processes the answers you enter to create an educational planning result. Raw questionnaire answers are ordinarily processed in your browser and may be stored locally on your device to maintain progress or allow another scenario.
If you choose “Email this plan” or otherwise submit your result, the Site sends your name, email address, optional telephone number, and limited derived planning information to Wix services so the requested snapshot can be delivered and the inquiry can be saved to the Site’s contact system. Derived information may include the result heading and summary, comfortable-payment amount, current-debt share, combined planning share, and recommended next steps.
The tool does not access your credit report, perform a credit inquiry, verify the information you enter, or make an underwriting or lending decision.
Information collected automatically
When you visit the Site, Wix and approved analytics or advertising technologies may automatically receive technical and usage information, including your IP address and approximate location derived from it; browser, device, operating-system, and language information; pages viewed, referring page or campaign, dates, times, and Site interactions; cookie, pixel, device, and advertising identifiers; and general events such as page view, assessment start, assessment completion, result view, or call-to-action click.
2. HOW WE USE INFORMATION
We may use information to operate, secure, maintain, and improve the Site and its educational tools; generate, save, and email requested planning results; respond to inquiries; follow up when you request a review, appointment, application, or other communication; maintain referral, Realtor, source, and campaign attribution; measure Site and advertising performance; detect misuse and troubleshoot errors; and meet legal, regulatory, licensing, recordkeeping, or compliance obligations.
Submitting an educational assessment does not constitute a mortgage application, authorization to obtain credit, approval, pre-approval, rate quote, rate lock, appraisal, underwriting decision, or commitment to lend.
3. COOKIES, ANALYTICS, AND ADVERTISING TECHNOLOGIES
The Site is hosted on Wix and uses cookies and similar technologies necessary for security, network operation, forms, preferences, and other core functions. With your permission where the consent banner applies, the Site may also use analytics and advertising technologies, including the Meta Pixel, to understand general Site activity, measure campaigns, and build advertising audiences.
The readiness tool is designed to send Meta only nonsensitive events such as a page view, assessment start, assessment completion, result view, or call-to-action click. We do not intentionally send questionnaire answers, income, debts, funds, comfortable-payment amounts, target price, ZIP code, credit range, result category, derived percentages, or other financial snapshot information to Meta as pixel or Conversions API event parameters.
Advertising providers may still receive technical information described in their own policies, such as IP address, browser or device information, page URL, cookie identifiers, and event time.
You may use the Site’s cookie banner to accept all, decline nonessential technologies, or make category-level choices. The Cookie Settings control allows you to revisit those choices. You may also use browser controls and provider advertising-preference tools. Disabling some technologies may affect optional Site features but should not prevent access to the educational result itself.
4. THIRD-PARTY SERVICES AND LINKS
The Site uses or links to services operated by other organizations. Those organizations process information under their own terms and privacy notices.
Wix provides hosting, Site security, forms, contact management, triggered email, analytics, and related infrastructure. Meta may provide advertising measurement and audience services when permitted by your cookie choices. Calendly may process information if you schedule through a Calendly link. NEXA Mortgage, LLC and its secure application technology provider, including Tidalwave where linked, handle information submitted through the formal mortgage-application process.
A secure mortgage application is separate from this Site’s educational assessment. Information entered into the secure application is governed by the disclosures and privacy notices presented through that application and by NEXA Mortgage, LLC.
5. HOW WE DISCLOSE INFORMATION
We may disclose information to service providers that operate the Site, deliver requested communications, support analytics or advertising, or provide security and technical services; to NEXA Mortgage, LLC and appropriate mortgage-service providers when you request professional review or begin the formal mortgage process; to comply with law, regulation, legal process, licensing obligations, or a valid governmental request; to protect the rights, security, and integrity of the Site and others; or in connection with a business reorganization or transfer, subject to applicable requirements.
We do not sell or rent questionnaire answers or contact information. We do not authorize advertising platforms to receive mortgage-planning answers as custom advertising-event parameters.
6. DATA RETENTION
Information stored locally by an educational tool remains on your device until cleared by the tool, replaced by a later scenario, removed through browser controls, or otherwise deleted from local storage.
Information submitted to Wix contacts, forms, email workflows, or Site records may be retained for as long as reasonably necessary to provide the requested service, maintain business and compliance records, resolve disputes, enforce agreements, and meet legal or regulatory obligations. Retention periods may vary based on the interaction and applicable mortgage-industry requirements.
7. DATA SECURITY
Reasonable administrative, technical, and organizational safeguards are used to protect information handled through the Site. No method of internet transmission or electronic storage is completely secure, and security cannot be guaranteed.
Use the secure application link—not ordinary Site forms, email, or the educational assessment—to submit Social Security numbers, identity documents, financial statements, or formal loan-application materials.
8. YOUR CHOICES AND REQUESTS
You may decline nonessential cookies or change cookie preferences through the Site’s Cookie Settings control; unsubscribe from promotional email using the option in the message; ask to access, correct, or delete information associated with your Site inquiry, subject to applicable legal and record-retention requirements; and choose not to provide optional information or email your assessment result.
To make a privacy request, email mboblett@nexalending.com. Reasonable identity verification may be required. Depending on where you live, applicable law may provide additional privacy rights. Requests will be evaluated and handled as required by applicable law.
9. CHILDREN’S PRIVACY
The Site is intended for adults considering mortgage or homeownership services and is not directed to children under 18. We do not knowingly collect personal information from children through the Site.
10. CHANGES TO THIS POLICY
This Privacy Policy may be updated as the Site, its tools, service providers, or legal obligations change. The updated version will be posted here with a revised “Last updated” date.
11. CONTACT INFORMATION
Mike Boblett
NMLS #2755829
NEXA Mortgage, LLC
Email: mboblett@nexalending.com
Phone: 360-721-5959
Questions about NEXA Mortgage, LLC’s formal mortgage-process privacy practices should also be directed to NEXA Mortgage, LLC through the notices and contact information presented in the secure application process.
Last updated: September 11, 2026
This Privacy Policy explains how information is collected, used, disclosed, retained, and protected when you visit or interact with mortgagespnw.com (the “Site”). The Site is operated by Mike Boblett, a mortgage loan originator with NEXA Mortgage, LLC.
1. INFORMATION WE COLLECT
Information you provide directly
Depending on how you use the Site, you may choose to provide your name, email address, telephone number, form or message content, communication preferences, and information entered into educational mortgage-planning tools. Tool inputs may include a buying timeline, target price, comfortable housing payment, approximate income, monthly debts, available funds, employment or income type, self-reported credit range, and general buying area or ZIP code.
Do not submit Social Security numbers, bank login credentials, account numbers, tax documents, paystubs, or other sensitive application documents through ordinary Site forms or educational tools.
Educational assessment data
The “Can I Buy Yet?” readiness tool processes the answers you enter to create an educational planning result. Raw questionnaire answers are ordinarily processed in your browser and may be stored locally on your device to maintain progress or allow another scenario.
If you choose “Email this plan” or otherwise submit your result, the Site sends your name, email address, optional telephone number, and limited derived planning information to Wix services so the requested snapshot can be delivered and the inquiry can be saved to the Site’s contact system. Derived information may include the result heading and summary, comfortable-payment amount, current-debt share, combined planning share, and recommended next steps.
The tool does not access your credit report, perform a credit inquiry, verify the information you enter, or make an underwriting or lending decision.
Information collected automatically
When you visit the Site, Wix and approved analytics or advertising technologies may automatically receive technical and usage information, including your IP address and approximate location derived from it; browser, device, operating-system, and language information; pages viewed, referring page or campaign, dates, times, and Site interactions; cookie, pixel, device, and advertising identifiers; and general events such as page view, assessment start, assessment completion, result view, or call-to-action click.
2. HOW WE USE INFORMATION
We may use information to operate, secure, maintain, and improve the Site and its educational tools; generate, save, and email requested planning results; respond to inquiries; follow up when you request a review, appointment, application, or other communication; maintain referral, Realtor, source, and campaign attribution; measure Site and advertising performance; detect misuse and troubleshoot errors; and meet legal, regulatory, licensing, recordkeeping, or compliance obligations.
Submitting an educational assessment does not constitute a mortgage application, authorization to obtain credit, approval, pre-approval, rate quote, rate lock, appraisal, underwriting decision, or commitment to lend.
3. COOKIES, ANALYTICS, AND ADVERTISING TECHNOLOGIES
The Site is hosted on Wix and uses cookies and similar technologies necessary for security, network operation, forms, preferences, and other core functions. With your permission where the consent banner applies, the Site may also use analytics and advertising technologies, including the Meta Pixel, to understand general Site activity, measure campaigns, and build advertising audiences.
The readiness tool is designed to send Meta only nonsensitive events such as a page view, assessment start, assessment completion, result view, or call-to-action click. We do not intentionally send questionnaire answers, income, debts, funds, comfortable-payment amounts, target price, ZIP code, credit range, result category, derived percentages, or other financial snapshot information to Meta as pixel or Conversions API event parameters.
Advertising providers may still receive technical information described in their own policies, such as IP address, browser or device information, page URL, cookie identifiers, and event time.
You may use the Site’s cookie banner to accept all, decline nonessential technologies, or make category-level choices. The Cookie Settings control allows you to revisit those choices. You may also use browser controls and provider advertising-preference tools. Disabling some technologies may affect optional Site features but should not prevent access to the educational result itself.
4. THIRD-PARTY SERVICES AND LINKS
The Site uses or links to services operated by other organizations. Those organizations process information under their own terms and privacy notices.
Wix provides hosting, Site security, forms, contact management, triggered email, analytics, and related infrastructure. Meta may provide advertising measurement and audience services when permitted by your cookie choices. Calendly may process information if you schedule through a Calendly link. NEXA Mortgage, LLC and its secure application technology provider, including Tidalwave where linked, handle information submitted through the formal mortgage-application process.
A secure mortgage application is separate from this Site’s educational assessment. Information entered into the secure application is governed by the disclosures and privacy notices presented through that application and by NEXA Mortgage, LLC.
5. HOW WE DISCLOSE INFORMATION
We may disclose information to service providers that operate the Site, deliver requested communications, support analytics or advertising, or provide security and technical services; to NEXA Mortgage, LLC and appropriate mortgage-service providers when you request professional review or begin the formal mortgage process; to comply with law, regulation, legal process, licensing obligations, or a valid governmental request; to protect the rights, security, and integrity of the Site and others; or in connection with a business reorganization or transfer, subject to applicable requirements.
We do not sell or rent questionnaire answers or contact information. We do not authorize advertising platforms to receive mortgage-planning answers as custom advertising-event parameters.
6. DATA RETENTION
Information stored locally by an educational tool remains on your device until cleared by the tool, replaced by a later scenario, removed through browser controls, or otherwise deleted from local storage.
Information submitted to Wix contacts, forms, email workflows, or Site records may be retained for as long as reasonably necessary to provide the requested service, maintain business and compliance records, resolve disputes, enforce agreements, and meet legal or regulatory obligations. Retention periods may vary based on the interaction and applicable mortgage-industry requirements.
7. DATA SECURITY
Reasonable administrative, technical, and organizational safeguards are used to protect information handled through the Site. No method of internet transmission or electronic storage is completely secure, and security cannot be guaranteed.
Use the secure application link—not ordinary Site forms, email, or the educational assessment—to submit Social Security numbers, identity documents, financial statements, or formal loan-application materials.
8. YOUR CHOICES AND REQUESTS
You may decline nonessential cookies or change cookie preferences through the Site’s Cookie Settings control; unsubscribe from promotional email using the option in the message; ask to access, correct, or delete information associated with your Site inquiry, subject to applicable legal and record-retention requirements; and choose not to provide optional information or email your assessment result.
To make a privacy request, email mboblett@nexalending.com. Reasonable identity verification may be required. Depending on where you live, applicable law may provide additional privacy rights. Requests will be evaluated and handled as required by applicable law.
9. CHILDREN’S PRIVACY
The Site is intended for adults considering mortgage or homeownership services and is not directed to children under 18. We do not knowingly collect personal information from children through the Site.
10. CHANGES TO THIS POLICY
This Privacy Policy may be updated as the Site, its tools, service providers, or legal obligations change. The updated version will be posted here with a revised “Last updated” date.
11. CONTACT INFORMATION
Mike Boblett
NMLS #2755829
NEXA Mortgage, LLC
Email: mboblett@nexalending.com
Phone: 360-721-5959
Questions about NEXA Mortgage, LLC’s formal mortgage-process privacy practices should also be directed to NEXA Mortgage, LLC through the notices and contact information presented in the secure application process.
Last updated: September 11, 2026
This Privacy Policy explains how information is collected, used, disclosed, retained, and protected when you visit or interact with mortgagespnw.com (the “Site”). The Site is operated by Mike Boblett, a mortgage loan originator with NEXA Mortgage, LLC.
1. INFORMATION WE COLLECT
Information you provide directly
Depending on how you use the Site, you may choose to provide your name, email address, telephone number, form or message content, communication preferences, and information entered into educational mortgage-planning tools. Tool inputs may include a buying timeline, target price, comfortable housing payment, approximate income, monthly debts, available funds, employment or income type, self-reported credit range, and general buying area or ZIP code.
Do not submit Social Security numbers, bank login credentials, account numbers, tax documents, paystubs, or other sensitive application documents through ordinary Site forms or educational tools.
Educational assessment data
The “Can I Buy Yet?” readiness tool processes the answers you enter to create an educational planning result. Raw questionnaire answers are ordinarily processed in your browser and may be stored locally on your device to maintain progress or allow another scenario.
If you choose “Email this plan” or otherwise submit your result, the Site sends your name, email address, optional telephone number, and limited derived planning information to Wix services so the requested snapshot can be delivered and the inquiry can be saved to the Site’s contact system. Derived information may include the result heading and summary, comfortable-payment amount, current-debt share, combined planning share, and recommended next steps.
The tool does not access your credit report, perform a credit inquiry, verify the information you enter, or make an underwriting or lending decision.
Information collected automatically
When you visit the Site, Wix and approved analytics or advertising technologies may automatically receive technical and usage information, including your IP address and approximate location derived from it; browser, device, operating-system, and language information; pages viewed, referring page or campaign, dates, times, and Site interactions; cookie, pixel, device, and advertising identifiers; and general events such as page view, assessment start, assessment completion, result view, or call-to-action click.
2. HOW WE USE INFORMATION
We may use information to operate, secure, maintain, and improve the Site and its educational tools; generate, save, and email requested planning results; respond to inquiries; follow up when you request a review, appointment, application, or other communication; maintain referral, Realtor, source, and campaign attribution; measure Site and advertising performance; detect misuse and troubleshoot errors; and meet legal, regulatory, licensing, recordkeeping, or compliance obligations.
Submitting an educational assessment does not constitute a mortgage application, authorization to obtain credit, approval, pre-approval, rate quote, rate lock, appraisal, underwriting decision, or commitment to lend.
3. COOKIES, ANALYTICS, AND ADVERTISING TECHNOLOGIES
The Site is hosted on Wix and uses cookies and similar technologies necessary for security, network operation, forms, preferences, and other core functions. With your permission where the consent banner applies, the Site may also use analytics and advertising technologies, including the Meta Pixel, to understand general Site activity, measure campaigns, and build advertising audiences.
The readiness tool is designed to send Meta only nonsensitive events such as a page view, assessment start, assessment completion, result view, or call-to-action click. We do not intentionally send questionnaire answers, income, debts, funds, comfortable-payment amounts, target price, ZIP code, credit range, result category, derived percentages, or other financial snapshot information to Meta as pixel or Conversions API event parameters.
Advertising providers may still receive technical information described in their own policies, such as IP address, browser or device information, page URL, cookie identifiers, and event time.
You may use the Site’s cookie banner to accept all, decline nonessential technologies, or make category-level choices. The Cookie Settings control allows you to revisit those choices. You may also use browser controls and provider advertising-preference tools. Disabling some technologies may affect optional Site features but should not prevent access to the educational result itself.
4. THIRD-PARTY SERVICES AND LINKS
The Site uses or links to services operated by other organizations. Those organizations process information under their own terms and privacy notices.
Wix provides hosting, Site security, forms, contact management, triggered email, analytics, and related infrastructure. Meta may provide advertising measurement and audience services when permitted by your cookie choices. Calendly may process information if you schedule through a Calendly link. NEXA Mortgage, LLC and its secure application technology provider, including Tidalwave where linked, handle information submitted through the formal mortgage-application process.
A secure mortgage application is separate from this Site’s educational assessment. Information entered into the secure application is governed by the disclosures and privacy notices presented through that application and by NEXA Mortgage, LLC.
5. HOW WE DISCLOSE INFORMATION
We may disclose information to service providers that operate the Site, deliver requested communications, support analytics or advertising, or provide security and technical services; to NEXA Mortgage, LLC and appropriate mortgage-service providers when you request professional review or begin the formal mortgage process; to comply with law, regulation, legal process, licensing obligations, or a valid governmental request; to protect the rights, security, and integrity of the Site and others; or in connection with a business reorganization or transfer, subject to applicable requirements.
We do not sell or rent questionnaire answers or contact information. We do not authorize advertising platforms to receive mortgage-planning answers as custom advertising-event parameters.
6. DATA RETENTION
Information stored locally by an educational tool remains on your device until cleared by the tool, replaced by a later scenario, removed through browser controls, or otherwise deleted from local storage.
Information submitted to Wix contacts, forms, email workflows, or Site records may be retained for as long as reasonably necessary to provide the requested service, maintain business and compliance records, resolve disputes, enforce agreements, and meet legal or regulatory obligations. Retention periods may vary based on the interaction and applicable mortgage-industry requirements.
7. DATA SECURITY
Reasonable administrative, technical, and organizational safeguards are used to protect information handled through the Site. No method of internet transmission or electronic storage is completely secure, and security cannot be guaranteed.
Use the secure application link—not ordinary Site forms, email, or the educational assessment—to submit Social Security numbers, identity documents, financial statements, or formal loan-application materials.
8. YOUR CHOICES AND REQUESTS
You may decline nonessential cookies or change cookie preferences through the Site’s Cookie Settings control; unsubscribe from promotional email using the option in the message; ask to access, correct, or delete information associated with your Site inquiry, subject to applicable legal and record-retention requirements; and choose not to provide optional information or email your assessment result.
To make a privacy request, email mboblett@nexalending.com. Reasonable identity verification may be required. Depending on where you live, applicable law may provide additional privacy rights. Requests will be evaluated and handled as required by applicable law.
9. CHILDREN’S PRIVACY
The Site is intended for adults considering mortgage or homeownership services and is not directed to children under 18. We do not knowingly collect personal information from children through the Site.
10. CHANGES TO THIS POLICY
This Privacy Policy may be updated as the Site, its tools, service providers, or legal obligations change. The updated version will be posted here with a revised “Last updated” date.
11. CONTACT INFORMATION
Mike Boblett
NMLS #2755829
NEXA Mortgage, LLC
Email: mboblett@nexalending.com
Phone: 360-721-5959
Questions about NEXA Mortgage, LLC’s formal mortgage-process privacy practices should also be directed to NEXA Mortgage, LLC through the notices and contact information presented in the secure application process.
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